New Homes

Find Your Perfect New Home in Cork

At Hegarty Properties, we pride ourselves on showcasing exceptional new homes.

While all of our recent developments have sold out, our portfolio demonstrates our commitment to quality and excellence. Explore our collection of past developments in Cork, thoughtfully curated with first-time buyers in mind. We cater to first-time buyers, helping you find the ideal match for your budget and preferences. Stay tuned for exciting upcoming developments and new opportunities.

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Supporting First-Time Buyers for New Homes

As a first-time buyer, we understand you may have questions about purchasing your new home. Hegarty Properties is here to guide you every step of the way, including navigating financial support like the First Home Scheme and grants that aid new homeowners across Cork and Ireland.

First Home Scheme

Get up to 30% off your new home’s price with the First Home Scheme, available to eligible first-time buyers throughout Ireland. The First Home Scheme, introduced by the Irish Government, offers significant support for first-time buyers, providing up to 30% of the home’s purchase price through a shared equity agreement, where the government takes an equity stake in the property.

This scheme helps reduce the initial financial burden, making it easier to step onto the property ladder.

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Eligibility for the First Home Scheme

To be eligible, applicants must meet the following criteria:

First-Time Buyer: You must be purchasing your first home, in Ireland or internationally.
Divorce/Separation: If divorced or separated, you may qualify if you no longer hold a financial interest in a previous home.
No Mortgage Exemption: The scheme cannot be combined with a mortgage exemption.
Minimum Deposit: A minimum of 10% of the purchase price is required.
Mortgage Approval: You must have mortgage approval from a lender participating in the scheme.
Maximum Loan Requirement: Applicants must secure the maximum mortgage amount their lender offers.

For a property to qualify, it must be:

A qualifying new home, self-build on your site, or a rented property where your landlord has issued a termination notice to sell.
Located in a private development or on privately owned land in the Republic of Ireland.
Your primary residence.
Within the local authority’s price ceiling for that property type.

Funding Details:

The scheme can cover up to 30% of the property’s cost, but if used with the Help to Buy Scheme, the support reduces to 20%. The minimum equity share is 2.5% or €10,000, whichever is higher. For more information on the Help to Buy Scheme, visit Revenue’s HTB page.

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